Vol. 7, Issue 1, Part B (2025)

It is not easy to predict the future of senior living in 2050 because the older adult population will be diverse. This study focuses on strategies for enabling independent aging through the critical functions of financial independence, comprehensive health insurance, and life efficacy in their roles in building autonomy and quality life for individuals who are 65 years and older. Here, we trace how these dimensions impact key housing, well-being, and social engagement domains; we also track the integration of advanced technologies-from data-driven tools to interactive systems and robotics-beneficial in enhancing autonomy and life satisfaction. Our analysis presents a range of possible scenarios that highlight varied conditions, health outcomes, and living arrangements that the elderly are likely to experience in the future. We are sensitive to, but prioritize envisioning optimal futures where older adults remain independent; have robust physical and mental health; and continue to connect socially, personally grow, and maintain meaning and purpose. This vision can be achieved only when seniors are engaged in the development of technology, planning accessible infrastructure, and encouraging age-friendly devices from one generation to the next. Financial security, access to health insurance, and life efficacy would help society enable senior living that is autonomous and fulfilling while responding to changing preferences and needs.